Top 5 Documents to Check While Purchasing a Plot

Title Deed:

The title deed is the most important document to check. It proves that the seller actually owns the plot and that they have the right to sell it. Make sure that the title deed is in the seller’s name and that it is free from any encumbrances, such as mortgages or liens. At Mahalaxmi Group, we always deal in clear title properties that are essential when it comes to hassle-free purchasing.

Encumbrance Certificate:

An encumbrance certificate shows whether there are any outstanding loans or other liabilities against the plot. This is important to check because if there are any encumbrances, you may not be able to get a mortgage on the plot. This certificate can be obtained from the registrar’s office. This legal certificate is of two types: Form-15: When land has any legal liability at the time of application, then a Form-15 certificate is given. Form-16: If the property/land has no legal liability, then a nil encumbrance certificate is given.

NA Order:

If you are planning to build a house on the plot, you will need to make sure that it is a non-agricultural (NA) plot. An NA order is a document that proves that the plot has been converted from agricultural to non-agricultural use.

Property Tax Receipts:

Property tax receipts show that the seller has been paying the property tax on the plot. This is important because if the seller has not been paying the property tax, you may be liable for the unpaid taxes.

Mutation Certificate:

A mutation certificate is a document that shows that the ownership of the plot has been transferred from the seller to you. This is an important document to have because it proves that you are the legal owner of the plot.

In addition to these documents, you should also check the physical condition of the plot. Make sure that the plot is free from encroachments and that it has access to roads, water, and electricity. You should also check the zoning regulations for the area to make sure that you are allowed to build a house on the plot.